With the government scrapping stamp duty on all properties worth up to £250,000 for first-time buyers for the next two years, now seems like a great time to take that all-important first step onto the property ladder. However, whether you’re looking for your first or your fiftieth property, the news that mortgage rates are falling across the board means that things could be looking up for everyone looking for a new house or flat for sale.

Thanks to conditions in the mortgage and property markets improving slowly and steadily, many mortgage providers have been getting in on the act and cutting their mortgage rates since the start of the year. The Post Office, for instance, have recently cut the rates for their fixed-rate mortgages for the fourth time this year, whilst Woolwich and Nationwide are also following suit with reduced rates for a lot of their mortgage products.

How do these cuts affect mortgage rates overall? Well, the average rate for a two year fixed-rate mortgage has decreased from 4.88% in January to 4.72% in April, whilst the average cost for a two-year tracker mortgage has gone down from 3.77% to 3.58%. This might not seem like an awful lot in real monetary terms, but there has been a significant increase in the number of mortgages on offer: the number of mortgage products available for those borrowing up to 90% of their new home’s value has risen by 21%, whilst those looking to borrow up to 80% will find an impressive 63% more mortgage products than were around at the start of the year.. This means that if you use your noggin and do a bit of shopping around, there are great mortgage deals to be found to help you get your dream house or flat.

So, once you’ve decided to take advantage of the current decrease in mortgage rates and look for that dream house or flat for sale, start the search with adflyer. Our property section has a great range of houses, flats, land, premises and overseas property for sale, with our trusted sellers uploading fantastic new listings to the site every day.

The country in general might be barely limping out of the recession and the property market may still be looking pretty unstable, but many of our seaside towns are experiencing a much-needed property price boom.  Savills estate agents have reported that prices for properties near the coast in England and Wales have risen by an incredible 115% since 2001, compared to 96% across the country as a whole.

Although this may be bad news for those with smaller budgets looking for a house or flat for sale by the seaside, this rise in property prices could make coastal property a lucrative nest egg for those on the look-out for a second home.  With the current unstable economic situation, many people are considering turning a second property into a holiday let as an alternative to other traditional investments.  In fact, there has been a recent increase of over 40% in second home purchases located within the small group of the country’s top seaside locations known as the ‘Savills 14’.

This ever-increasing interest in the coastal property market is set to be given a further boost thanks to a new wave of investment schemes and redevelopment projects coming to a whole host of seaside resorts including Hastings, Dover, Sidmouth, Boscombe, Bridlington and Torquay.  So, those looking for a bargain on a great seaside property should keep an eye on these up and coming coastal locations: they could soon be holiday hot-spots full of potential rental income, or just a great long-term investment.

If all of this makes you feel like packing up and heading for the coast, then adflyer can help you find the perfect seaside property.  In our property section, you can narrow down your search for a house or flat for sale by choosing the number of bedrooms or bathrooms you’re after, as well as setting a location to search within.  Also, don’t forget we have a great range of flats and houses for rent too, and our sellers are always adding fantastic new overseas property for sale to tempt you into starting a new life in the sunshine.

With our cold winters and unpredictable summers, it’s no surprise that many potential property buyers are looking at overseas property for sale.  Plus, with overseas property being the largest and fastest growing part of our property for sale section, adflyer is a great place to look for your perfect property abroad.

Are you keen to invest in property overseas, but are unsure about the best locations to look for a great deal?  Well, here at adflyer, we’ve done our research and found three of the best countries for investing in property right now.  So take a look, and see what you think…

Portugal

This beautiful, picturesque and diverse European country has been a favourite holiday destination for us Brits for many years.  Whilst the south enjoys year-round mild weather, beautiful sandy beaches and golf courses abound, the mountainous northern areas are ideal for winter sports enthusiasts.

But why is Portugal such a great location to buy property?  Portugal’s membership of the EU and its political stability makes buying property here a solid and reliable investment, whilst its large and welcoming expat community will help you to feel at home straight away.  Combine this with cheap and regular flights, relatively low living costs and a simple buying process, and you’ve got a whole host of great reasons to look for property in Portugal.

Bulgaria

Now, this little-known Eastern European country may not be an obvious choice if you’re looking to invest in overseas property, but it’s becoming increasingly popular.  Bulgaria has a wide range of properties to choose from, with everything from cheap sunny beach apartments to modern city centre apartments on offer.  Plus, with property prices in some areas starting as low as £30,000, Bulgaria could be the perfect place to find a great value overseas property investment.

This is all very well and good, but what else does Bulgaria have to offer?  Well, if you love skiing, snowboarding or other winter sports, Bulgaria’s mountainous regions are home to various ski resorts which offer better value and fewer lift queues than a lot of other resorts elsewhere in Europe.  Plus, Bulgaria’s beautiful Black Sea coastline offers Mediterranean-style weather, but without the overwhelming hustle and bustle of the crowds.

So, if you’re looking for up-and-coming location with great prospects for growth, then Bulgaria could be the perfect place for you.

Turkey

Considered by many to be the bridge between Europe and Asia, Turkey is emerging as one of the top locations for property investment.  Between 2003 and 2006, Turkey saw an incredible 500% increase in the numbers of foreigners buying up its property.  With this increasing popularity set to rise, investing in Turkish property now could lead to making a great profit in the future.

For those looking for an exciting and attractive holiday home, Turkey could also be a great place to look.  The country has a whole host of already popular holiday destinations including Bodrum, Altinkum and Side, and offers a diverse range of locations to choose from.  So, whether you like the look of the pristine beaches of the Aegean coast, the mountains and forests of the east, or the culture and nightlife to be found in Istanbul, you’ll find great deals on property in fantastic locations throughout Turkey.

As you can see, the overseas property market is rapidly changing, with new destinations emerging as the next big investment all the time.  So, whether you’re looking for an apartment, villa, studio or land overseas, adflyer has a great range of property listings, so get searching today!